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Eating well doesn’t have to drain your wallet — and if your Humana health plan includes grocery or produce benefits through Healthy Benefits Plus, you may already have a powerful tool to help you do exactly that. Your benefits card can cover eligible food items at participating retailers, turning every shopping trip into an opportunity to nourish your body without stressing over the bill. Whether you’re a seasoned meal planner or just getting started with healthier habits, the tips below can help you make the most of your allowance and your plate.

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Does Your Plan Include Grocery Benefits?

Not every Healthy Benefits Plus plan is the same. Some plans include an OTC-only benefit, while others add a grocery or produce allowance that lets you purchase eligible food items — think fresh fruits, vegetables, and other nutritious staples — alongside your health and wellness products.
1

Sign In to the Member Portal

Visit healthybenefitsplus.com/humana and sign in using your HealthSafe ID. If you haven’t registered yet, have your card number, ZIP code, and date of birth ready to get started.
2

Check Your Benefit Categories

Once you’re logged in, navigate to your account dashboard and review your available benefit categories. Look for a “Grocery,” “Produce,” or “Food” allowance listed alongside your OTC balance.
3

Browse Eligible Items

Use the eligible items list in the portal to see exactly which food products your card can cover. This list is specific to your plan, so it’s the most reliable guide before you shop.
Benefit categories and allowance amounts vary by plan and location. Always verify your specific coverage in the member portal before shopping.

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Budget-Friendly Healthy Eating Strategies

Having a grocery benefit is a great head start, but a few smart habits can stretch your allowance — and your food budget overall — even further.

Plan Your Meals for the Week

Spend 15 minutes each weekend sketching out your meals for the week ahead. When you know what you need before you shop, you buy only what you’ll use — and waste less food and money.

Shop Seasonal Produce

Fruits and vegetables in season are more affordable, more flavorful, and more nutritious. In summer, load up on berries, zucchini, and corn. In winter, look for sweet potatoes, squash, and citrus fruits.

Buy in Bulk When It Makes Sense

Shelf-stable staples like oats, brown rice, dried beans, and lentils cost significantly less per serving when purchased in larger quantities. Check participating retailers like Walmart for bulk-friendly pricing.

Embrace Frozen Vegetables

Frozen vegetables are picked and frozen at peak ripeness, which locks in nutrients. They’re often cheaper than fresh, last for months, and work perfectly in soups, stir-fries, and casseroles.
Use the Store Finder tool in the member portal to locate participating retailers near you — including CVS, Walgreens, Walmart, and Dollar General — so you can compare options and plan your shopping trips efficiently.

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Nutrient-Dense Foods That Won’t Break the Bank

Some of the most powerful foods for your health are also the most affordable. Keep these budget heroes stocked in your kitchen:

Beans & Lentils

Packed with plant-based protein, fiber, and iron, dried or canned beans and lentils cost just cents per serving. Use them in soups, salads, tacos, or as a side dish.

Eggs

One of the most complete sources of protein available, eggs are incredibly versatile and inexpensive. Scramble them for breakfast, hard-boil a batch for snacks, or add them to fried rice.

Oats

A hearty whole grain loaded with fiber and B vitamins, oats fuel your morning without the cost of boxed cereal. Overnight oats require zero cooking — just mix, refrigerate, and enjoy.

Canned Fish

Canned salmon, tuna, and sardines are rich in omega-3 fatty acids and high-quality protein. Keep a few cans on hand for quick salads, sandwiches, or pasta dishes.

Frozen Vegetables

Broccoli, spinach, peas, and mixed vegetables retain nearly all their nutritional value when frozen. Toss them into any meal for an easy, affordable nutrition boost.

Bananas & Apples

Among the most affordable fresh fruits year-round, bananas and apples provide potassium, fiber, and natural sweetness. They’re perfect grab-and-go snacks that require zero prep.

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Simple Healthy Meal and Snack Ideas

You don’t need a culinary degree or an expensive ingredient list to eat well. Here are a few easy ideas to get you started:
  • Overnight oats: Combine rolled oats, milk or water, and a sliced banana in a jar the night before. Wake up to a ready-made, filling breakfast.
  • Scrambled eggs with spinach: Sauté a handful of frozen spinach in a pan, then add two eggs. Season with salt, pepper, and a pinch of garlic powder.
  • Peanut butter on whole-grain toast: Simple, fast, and packed with protein and healthy fats to keep you satisfied until lunch.
  • Lentil soup: Simmer dried lentils with diced tomatoes, onion, garlic, and your favorite spices for a protein-rich meal that feeds a family for just a few dollars.
  • Bean and vegetable stir-fry: Toss canned white beans with frozen mixed vegetables and a splash of low-sodium soy sauce over brown rice.
  • Tuna salad wraps: Mix canned tuna with a little olive oil, lemon juice, and diced celery. Roll it in a whole-wheat tortilla with lettuce and tomato.
  • Veggie omelet: Whisk together three eggs and pour them into a hot pan. Add any frozen or fresh vegetables you have on hand, fold, and serve.
  • Apple slices with peanut butter — a classic combo of fiber, natural sugar, and protein.
  • Hard-boiled eggs — prep a batch on Sunday to grab throughout the week.
  • Carrot sticks and hummus — crunchy, satisfying, and full of nutrients.
  • A small handful of mixed nuts — healthy fats and protein to tide you over between meals.
  • Banana with a glass of low-fat milk — a quick, naturally sweet snack with calcium and potassium.

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Using Your Benefits Card for Food Purchases

When your plan includes a grocery or produce benefit, using your card is straightforward. Simply shop for eligible food items at participating retailers and pay with your Healthy Benefits Plus card at checkout — just like a debit card. The eligible amount is deducted from your food benefit balance, not your OTC balance, so the two allowances stay separate and organized.
If you’re unsure whether a specific item is covered, check the eligible items list in the portal before you shop. Some plans also allow you to order eligible groceries directly online through the member portal, saving you a trip to the store.
Grocery and produce benefits typically reset on a monthly or quarterly basis depending on your plan. Don’t let unused funds go to waste — set a reminder to use your balance before the period ends.
Eating healthy on a budget is absolutely within reach, especially with a Healthy Benefits Plus card working in your corner. The first step is knowing exactly what your plan covers. Sign in to your member portal at healthybenefitsplus.com/humana, review your benefit categories, and explore the eligible items list to see which nutritious foods you can purchase with your allowance today. Your health is worth every smart shopping choice — and your benefits are there to help you make them.